1. Egalitarianism
2. Pro-Democracy
3. Non-Discrimination

The Help to Buy Bill should be supported because it addresses the significant barrier to home ownership faced by low to middle-income earners by reducing the upfront deposit hurdle and lowering mortgage repayments. This promotes socioeconomic equality and helps more Australians attain the stability and benefits associated with home ownership, thereby supporting egalitarian principles [Judgment]. Furthermore, by enhancing access to affordable housing, the bill supports the right to an adequate standard of living and promotes public health through improved living conditions [Judgment]. The program is also designed to work with existing state and territory housing initiatives, demonstrating a cooperative federal approach to tackling housing affordability.

1. Propertarianism
2. Hobbesianism

The Help to Buy Bill may be opposed on the grounds that it could distort the housing market by artificially inflating demand and prices, potentially leading to market inefficiencies and long-term affordability issues. By increasing government involvement in the housing market, there is a risk of reducing the incentives for private property investments and undermining the stability of property rights [Judgment]. Moreover, the reliance on state referrals of power raises concerns about the consistency and uniformity of the program’s implementation across different jurisdictions, potentially leading to administrative complexities and inefficiencies [Judgment].